As a small business owner or individual in NY, NH, or NJ, you want to be able to provide comprehensive affordable health insurance to your family and/or employees. Choosing the right plans can be very confusing and the insurance brokers you have spoken to seem to speak a foreign language. Finding the right insurance broker that can match your budget with the best health insurance plans for you is half the battle. We are that broker.
Smith & Cote specializes in small business and individual health insurance working with clients just like you. We listen to you. We strive to understand your business and your particular needs. We will help you find the right health insurance, dental insurance, vision insurance, life insurance, and supplemental insurance. Once you have secured the plan, our representatives continue to assist you with your day to day insurance transactions.
Whether you are one person, or a multi-million dollar business, the friendly staff at Smith & Cote will help you understand the plan you already have, or to build the most appropriate benefits package for you, featuring the best carriers in the industry.
You may not know this, but insurance carriers build the fees they pay insurance brokers and agents like Smith & Cote into their premiums. This is a cost you pay whether you choose to work with an insurance broker or not. So, all of the knowledge and expertise, smiles and friendly attitude you receive from Smith & Cote , come to you at no cost.
With a combined 20 years in the medical and health insurance industries, the professionals at Smith & Cote can:
- Help determine what benefits will fit your company’s needs
- Find a carrier who has the network of doctors you want and need
- Create a program that offers one plan or several plans to fit the diverse needs of you and your employees
- Build a benefits package that will attract and retain top talent to your company
- Combine benefits with your budget in mind so you can keep more of your “operating capital” working
- Support your employees after the plan’s implementation so you can concentrate on running your business, not your benefits plan
Once we have finalized your health insurance plan, we will help you with HR functions such as enrollment and dis-enrollment, claims questions, billing and renewals.
Send an email to our small business health insurance experts at Smith & Cote, or call us in New Hampshire at 1-603-413-6432 or New York and New Jersey at 1-646-330-4630 …we will be happy to answer your questions, and provide you with a quote.